Overcoming The Fear Of Money


Many people, it seems, have a fear of money. Does the thought of having a lot of money make you uncomfortable? Cause you anxiety? If so, it may be that you are buying into the myths about money. Myths that are simply untrue. In fact, many of the most common statements about money are often misquoted, wrong, or were made by people who did not understand money … or had none.

Let’s look at a few of the myths about money …

“Money is the root of all evil”

Everybody has heard this one. Unfortunately, it’s one of the most famous misquotes of all time. The original quote comes from the New Testament and the correct quote is “the LOVE of money is the root of all evil”. The love of money is an obsession and thus the true quote warns of the potential corruption that can derive from a love of, or obsession with, money (or any unhealthy preoccupation).. The fact is that money itself is neither good nor evil. It is neutral. Money can be used for good or it can be used for bad. How it is used is a choice, and the choice of how to use money is in the hands of he (or she) who controls it.

“Money is Power” (and Power corrupts)

Money itself has no real power. For instance, if you were legally given 10 million after-tax dollars in cash, put it in a safe deposit box, never touched it and never told anyone you had it you would have no more power than you do right now. The power of money comes from the use (or misuse) of it or the perceived benefit or threat by others. The money itself does not generate any power; it has to be converted into power. And whether or not you wish to convert money into power is a choice. And if one decides to convert money into power that power may be used for good or for evil, depending on the character of the person with the money.

“Money will change your life”

Let’s hope so! Used wisely, money can greatly ease many of life’s burdens and greatly enhance one’s life. Or, if you have a weak character, choose to live in fear and worry, you can let money make you miserable. It’s not the money, it’s YOU. The important thing to realize is that you get to control the money, it doesn’t get to control you. Want proof? Here’s how much actual control you have over your money – in the extreme, you can always give all the money away – and be rid of it. Just like that. You can give it all to charity, you can throw it out the window, you can walk down the street and hand it out. You can burn it all. It’s yours and you can do whatever you want with it, including give it away. Gone. You can make it all disappear if you choose to do so. That may be a stupid choice but that choice is always yours. That’s the ultimate power you have over your money and it rests in your hands. Money doesn’t ruin or change your life or change you or take control over your life. Unless you let it. And since you have the ultimate power to get rid of it why would you let it ruin your life?

“Money can’t buy you happiness”

This is true – if you are not happy to begin with. However, if you reasonably well-grounded, have a good value system and a little control over yourself money won’t hurt you either. Contrary to popular wisdom, money and happiness are not mutually exclusive. In fact, money can greatly enhance the security, independence and well being of your life, your family’s life and the lives of people you care about. Money can’t buy you happiness but happiness can’t buy you money!

To sum it up, the fear of money is often based on misconceptions. The truth is that money itself is simply an inanimate thing, doesn’t know or care who does what with it, has no moral or ethical value and is a necessary commodity to have in the civilized world. Money, in the hands of whoever has it, has the capacity for great good or great evil, depending on who is doing the spending. It is not money that should be judged but the character and actions of the person (or entity) who uses it.

Money is nothing to fear.


Conserving Energy And Saving Money


These days conserving energy is of global proportions. Not only are you helping the environment but can also save money with these every day little changes. Changes that may not even be noticed except on your utility bills, going down.

An energy efficient home can reduce your energy bills up to 40%. Yes 40%!


If you live in a typical U.S. home, your appliances and home electronics are responsible for about 20 percent of your energy bills. If you are looking to replace an appliance, check for the energy star rating. These appliances and electronics include the following:

Shake, Rattle & Roll

You can increase the efficiency of your washer & dryer.

  • Regularly clean the lint from your dryer. Use the moisture setting to reduce run time.
  • If you are looking for a new washer choose one with a front-loader. Front-loader models use 25% less energy than a standard model and use less water.
  • Use warm/cold or cold/cold cycle and you can save 10 cents a load.

Load IT Up

  • A dishwasher that is 50% full uses almost as much as a full dishwaser. Load it Up and only run your diswasher when you have a full load.
  • Air dry your dishes in the dishwasher

Is it OFF?

Turn off your computer and audio equipment at night….Hmmm is it really off? No, it’s not. Do you see all those little lights, the blue, the red, the light on your computer monitor? All these use energy. Use a power strip and really turn off the lights.

Drip, Drip, Drip

Does that dripping keep you up at night?

  • Repair leaking faucets
  • Install low flow shower heads
  • Install toilet tummy bags
  • Set your hot waterheater to 120 degrees
  • Keep your water heater warm and insulate it
  • Make sure all outside water sources are turned off
  • This will save you approximately $30 a year.

Keeping It Cold

  • A Refrigerator should maintain a temperature of 37 – 40 degrees
  • Choose a refrigerator/freezer with automatic moisture control
  • Placement of a refrigerator is important, is it in the sun?
  • Is the refrigerator pushed up against the wall, allow space so the compressor doesn’t have to work as hard.

Those Funny Looking Squiggly Light Bulbs

  • Replacing a single incandescent bulb with an energy-efficient compact fluorescent bulb (one of those “squiggly bulbs”) can save up to $50 over the bulb’s lifetime.
  • Don’t forget to turn the lights off when you are not in the room.

Turning UP The Heat

Heating your home uses about 38% of your energy, use these tips below and save money by doing it yourself.

  • Set your home thermostat as low as comfortable (65 to 68 degrees F is suggested) when the house is occupied.
  • Set back the thermostat by as much as 10 F at night or when the house is unoccupied during the day.
  • Set back the thermostat to 50 to 55 F when the house is unoccupied for over 24 hours.
  • Install a programmable thermostat to automatically provide the setbacks mentioned above.
  • Close the fireplace damper – except during fireplace use.
  • Reduce heat to unused rooms in the house – close doors and heat registers too.
  • Close curtains and shades at night.
  • Replace furnace filters once a month during the heating season.
  • Remove any obstructions and clean heating registers regularly.
  • Install insulating gaskets behind electrical outlets and switch plates on exterior walls.
  • Caulk and weatherstrip doors and windows.
  • Caulk and seal leaks where plumbing, ducting or electrical wiring penetrates through exterior walls, floors, and ceilings.
  • Coolin Down The Home Front
  • Open windows at night to bring in cool night air; close them during the day.
  • Close drapes during the day.
  • Shade west facing windows.
  • Draw cool night air into the house with a whole house fan.
  • Install an evaporative cooler.
  • Use room air conditioning only where needed and install energy efficient models.
  • Install a central system air conditioner only when whole house air conditioning is needed.
  • Maintain an air conditioned house at 78 F or higher.
  • Regularly change air conditioning system filters and clean the condenser.
  • Plant deciduous shade trees on the west and south sides of your house.

How much can you save? Check out the savings calculator.


ISO Certification – Hidden Revenue Streams For ISO Registrars

The problem:

Despite significant developments in the IT and Internet technologies, many organizations, including those of significant sizes, continue to use ineffective and inefficient paper-based processes for collecting and analyzing quality, environmental and other management systems data. Delays in availability of system performance indicators negatively affect management ability to make timely tactical and strategic business decisions. While there are numerous electronic and Internet-based solutions on the market offering computerized approaches to handling elements of and entire management systems, cost of such solutions is prohibitive for majority of small- and medium-size enterprises.

The solution:

A simple solution is to develop and offer a competitive and economical Internet-based management system application that provides an attractive margin for the provider registrar and measurable added value to the client.


An established registrar already has customer base with developed business relations, credibility and trust. Marketing and customer acquisition in this environment is expected to be noticeably more efficient than “starting from scratch” with a new product in the marketplace. Prospects may be offered a free trial period for 1 – 3 month. Client’s investment of time and effort to enter the data and high usability of the system will contribute to transitioning a trial user into a paying subscriber. 

Differentiation – unique selling points:

The following unique selling points of this service should be considered: low cost to attract and retain wide range of customers; possible consideration of “seat number”-independent subscription fees to simplify customer cost structure and financial planning; intuitive navigation to win customer loyalty; screen-specific recorded training sessions to reduce customer support costs.


To estimate return on investment (ROI) the following assumptions were made:

– Client base (prospects) – 3,000. This number is twice of the existing customer base and conservatively represents the number of locations that will have separate licenses;
– Customer acquisition rate per month – 1% of client base
– Subscription fees per location – $199.00
– Customer retention rate – 95% per month
– Development cost – $150-200,000
– Marketing, technical support and maintenance costs -$5,000 per month
– First year ROI for one module equals to 96%
– Breakeven point, based on the assumptions above, is reached on the twelfth month of operation for one module
– The second year ROI for one module, based on the assumptions above, equals to some 580%. 

Development and implementation strategies:
On the initial stage, one major management system module (such as documentation management or NC-CAPA) should be developed, validated and implemented. Initial module will include system administration, log-in and security features. Subscription services will be offered to the existing clients. Through the Registrar’s Website and Internet marketing this subscription may be offered to general public as well. While subscriber base growth for the first module, other modules such as calibration, preventive maintenance, training, auditing and others should be developed, implemented and offered to the clients generating additional revenues. Multi-lingual option may be developed to accommodate needs of non-English speaking customers.
Copyright Quality Works

Free IP Changer – How to Change Your IP


Looking for a free IP  changer  for your proxy IPS? If you use proxies, then one of the most troublesome things you need to do is to change or rotate your IP. Changing IPs can be a time consuming process. Some people simply manually type in their IP each time they want to change to a new one, but there are much faster ways to rotate your IP and save you time.

The first way you can quickly and easily rotate your IP is through the use of plug-in or add in web browser software. Firefox has a multitude of plug-ins developed by its community which are available completely free. Such plug-ins, once installed into your web browser, allow you to create a list of accounts or proxy IPs that you use. While surfing online you can rotate or change to a new IP in your list by simply selecting the new IP you wish to use from a drop down box. Within moments Firefox has changed the proxy IP it is using. This is a quick and simple solution if you are looking for a quick way to allow you to change IPs while surfing online.

If you have a large list of proxies or are looking for a more versatile proxy IP rotation setup, then you will need to invest some time and money into third party IP software. This software is specifically designed to manage the rotation of IPs. There are typically no limits on the number of IPs you can add to your list and they offer a versatile IP rotation rule management system. Beyond offering a standard manual rotation method as listed above, they also offer a rule based automated proxy IP rotation setup. IPs can be automatically rotated based on several rule based conditions. This might be time based, rotate an IP every 10 or 30 seconds, or condition based, rotate an IP when the current one stops responding.

If you want a free, quick and easy way to start rotating IPs while surfing online, then take a look to see if your web browser offers any plug-ins to manage proxy rotation. If you have a large list or would like a more flexible setup, you will need to spend some  money  on an IP  changer  software application.


Money Makes the World Go ‘Round – A Brief History of the PSAT-NMSQT


The PSAT/NMSQT is no ordinary standardized test. As the qualifying exam for the National Merit Scholarship, the PSAT/NMSQT is the Cerberus that guards the gates to a $2500 scholarship prize and a slew of other desirable benefits — a leg up in the admissions process, the prestige of being a National Merit Scholar, and sometimes even full scholarships to certain universities. When money is involved, the rules are different; when money is involved, everyone wants a slice of the pie. Unlike the SAT, whose changes have historically been content-driven, the PSAT/NMSQT, for better or for worse, has evolved around financial stimuli.

Act I: Introduction
The National Merit Scholarship Program began in 1955 as a privately funded academic scholarship program that rewarded outstanding scholastic achievement. In 1971, the National Merit Scholarship Corporation adopted the College Board’s Preliminary SAT exam (PSAT) as the qualifying test for scholarship consideration, and the PSAT/NMSQT was born. On that glorious day, the sky blazed a brilliant, blinding cobalt, alight with the glorious furor of the heavens themselves as they descended to earth to bless the birth of the chosen test.

Act II: The Asian Invasion
For about ten years, the PSAT/NMSQT lived a quiet, simple life. But the world was experiencing sweeping economic and societal transitions, and our hero soon found itself being swept away with the tides of change.

Between the end of World War II and the early 1980s, Asian immigration into the United States exploded. During the Space Race of the 1960s, America, led by a youthful and charismatic President Kennedy, made its technological leaps and bounds into space, and the United States’ land of opportunity became especially fertile, attracting immigrants from all over Asia, including India and China. The US even recruited foreigners — going so far as to increase immigration quotas for people with advanced degrees in math and science. Indian people, soon followed by the Chinese, rushed to apply.

As Asian immigrants began settling into American life, their children started making their way through the school systems. Eventually, these children of immigrant families — who just happened to excel at math — began taking the PSAT/NMSQT, and, despite oft-substantial disadvantages in the verbal section, they would perform well enough on the math section to warrant scholarship consideration.

Coincidentally, around this time, the College Board decided to give the PSAT/NMSQT a face lift to raise its total score from 160 to 240 — by counting the verbal score twice. As you might imagine, with this change, getting a qualifying score became significantly more difficult for a certain group of individuals. No changes were made to the format or content of the PSAT/NMSQT — both the length of the verbal section and the difficulty of the questions remained the same. This change put certain ethnic groups (guess which ones) whose primary language may not have been English at a disadvantage for National Merit consideration. Luckily, this scoring system didn’t last forever; in 1997, a different group of individuals took issue with the PSAT scoring system and instigated a revamping of the test.

Act III: A Woman Scorned
In 1994, The National Center for Fair and Open Testing (FairTest) filed a complaint against the College Board and Educational Testing Services, accusing them of illegally discriminating against women. Statistically, males outperformed females at the time on the PSAT/NMSQT, and FairTest claimed that the cause of the disparity was the test format, which was allegedly skewed in favor of male students*.

As a result, in 1997, the PSAT/NMSQT went under the knife for some more work, and when it emerged, the verbal score no longer counted twice; instead, the College Board added a writing section designed to address the test’s bias. Statistics indicated that women traditionally outperformed men on writing tests, so the addition would supposedly help mitigate the inherent bias of the exam.

At the time of the complaint, both the PSAT/NMSQT and the SAT consisted of only two sections, math and verbal. Both tests were similar in format and contained similar problems created by the same people, but the PSAT/NMSQT was the focus of the complaint. The PSAT/NMSQT is directly connected to money, so it naturally took precedence over its sister test. But this isn’t necessarily a bad thing. Regardless of what — the test’s merit or the scholarship money — actually motivated FairTest’s complaint, the result is a more balanced test that more equitably awards scholarship money to promising young students of both sexes each year.

Act IV: Conclusion
Money changes the game. You can take that to the bank. The PSAT/NMSQT flies under the radar of many high school students and their parents, but why? As the segue to a nice scholarship prize and a number of other great perks, it’s no wonder people are so up in arms about it. Shouldn’t you be, too?

* post-gazette.com/pg/09111/964303-84.stm


How Forex Trading Can Change Your Life


Forex trading, or foreign exchange, is a market in which currency is changed from one type to the next in the hopes of making money off the trade. In fact, forex is the world’s largest market because of just how much money can change hands here. Who can do it? How can you get in? And, can you really make a good sized investment off of this type of trading? It almost seems to simple, doesn’t it? But, the bottom line is that through forex trading, you can make a good sized fortune. You’ll still need experience, education and a little luck but maybe not as much.

Who Can Play The Game?

First forex trading is anything but a game. In fact, people are making hundreds of millions of dollars off of it each and every year. There are big bucks to be made. As for who can get into it, this trading is open to virtually anyone. In the grand scheme of things, though, it is mostly played by central banks, larger banks, currency speculators, governments, international and multinational companies as well as others. Small investors and speculators often can be involved as well. Most of the time these individuals will use brokers to handle their investment strategies.

Because forex trading can actually be done by anyone, it allows for small investments. This is one of the large benefits of forex. Virtually anyone can invest and you don’t need a lot of money to do it. Of course, trading with more can lead to more money as well. It can be wise though to go in on a larger trading scheme, through a broker, because these companies can pool together funds for larger, more lucrative investments. Yet, there is a fee involved in it as well.

What Makes Forex Trading Unique Though?

Why not just invest in the stock market or other investment portfolios? Why should you invest in forex over other types of trading? There are several characteristics that make forex unique and these contribute to why many individuals go through this type of investment.

  • Markets are always open. Being able to trade anytime, except weekends, makes this trading market very available to anyone, in any country around the world. You can go to bed at night with nothing and wake up to a huge difference in your investment.
  • The volume. The market is so large that there is quite a bit of volume available through it. This makes it very easy to get in and very easy to actually make a good deal of money as well.
  • Liquid as water. There are no assets, no worries about how well the company is doing. Through forex trading, the funds that you invest are liquid. You can cash them in at virtually anytime. If you are working through an investment firm, it may be harder to liquidate them, but typically funds can be turned into cash quickly, far more so than other investment strategies.
  • There are also a wide number of factors that contribute to the market trading foreign exchange rates. These are the value of the currency that you have in your hand. For example, if you would like to invest in Russian Rubbles, the demand for the Rubble is dependent on the value of that money in relation to other currencies, in relation to the economic and other factors within the county as well as speculative rates as well. What makes rates change can include a simple disbelief in the government, a national announcement of good economic times ahead and hundreds of other factors.

The value of the forex trading market is huge. In fact, it is estimated that the market has over 2 Trillion United States Dollars worth of currency changes happening each and every day the market is open. This large amount of money in the trading environment is what makes it such a lucrative and worthwhile investment for many people.

Getting Started

How can you get into this? How can you make the money that all of those other guys are? You’ll find most of the help that you need offered to you on the web. There is a wide range of programs through brokers that can help you. Firms are willing to work with virtually any individual, corporation or small business that has any size monetary value to invest. Contracting with a broker for a small investor is the ideal way to go. Forex trading can be a lucrative market, if you get into it. It can then literally change your life.


Foreign Currency Trading – How Forex Traders Make Money


You may have heard of foreign currency trading and wondered what it is and how it works. Well, foreign exchange (often shortened to forex or simply FX) trading is a way of making money from investment in money instead of stocks. Forex traders make money from the fluctuations in value of the different world currencies. These values are constantly changing and a trader can make money by buying a currency when its value is about to rise, or selling one whose value is about to fall.

How Money Is Made

At a very simple level, imagine that you used some of your investment fund to change US dollars into euros. You might give $100 to buy 72 euros. Then the value of the euro increases (or the value of the dollar falls) and you change them back. Now with the new rate you get $102 for your 72 euros. You just made $2, which is a 2% return on your investment.

Forex traders make money by doing this kind of trade over and over. Most traders would make many small trades, probably several in a day. They use margins so that they can control large amounts with only a small investment. $100 in a mini forex trading account will often allow you to control $10,000, that is 100 times your investment. The broker covers the rest because he knows that the market is unlikely to change by more than 1% in a short time.

A Global Market

Foreign currency trading happens all over the world. Because it operates in many different time zones you can trade 24 hours from Monday through Friday. The market opens in Sydney, Australia first and moves west as each new time zone’s business hours begin. By the end of the business day in the US, the Sydney market is reopening for the next day.

You can trade in any currency, too. You are not restricted to your own country’s currency. So if your national economy is unstable, you can trade other currencies instead. It is usually better not to get involved with currencies that are very volatile. Forex is always risky and dealing with unstable prices makes it more risky still.

Foreign Currency Trading For You At Home

While the markets are still dominated by the major banks, more and more home investors are getting involved in forex trading because they want to make money from home. Brokers are responding to this demand by offering mini forex trading accounts where you can get started with just a few hundred dollars. They give you access to the programs that let you handle trades on your account through the software on their website. They also give you up to date market information including charts that will help you track and hopefully predict the direction of the price movements.

Money changes hands so fast on the currency markets that your money will never be tied up for long in the way that it could be with some other types of investment. Costs are low, and you are always in control of your account.

So what do you need to get started? A computer with a high speed internet connection, time for your trading and some money that you are willing to risk. Good money management skills are useful: you do not need to be a financial genius, but it helps if you can at least balance your checking account. You will also need a profitable system which you can apply manually or a forex robot to trade for you. With these in place, foreign currency trading can be very profitable.


How to Set the ISO For Canon EOS 5D Mark II

The technology of ISO settings on digital cameras replicates the rated speeds of the films of yesteryear. In very general terms, ISO is the sensitivity to light of the sensor in the same way that film speeds were more or less sensitive to light. But there are differences between film and digital sensors; specifically, as the sensitivity setting increases on a digital camera, the output of the sensor is also amplified. This was referred to as grain when we used high-speed films. So, although you have the option of increasing the ISO sensitivity at any point in shooting, the tradeoff in increased amplification or the accumulation of an excessive charge on the pixels is an increase in digital noise. And the result of digital noise is an overall loss of resolution and image quality.

Partly because the 5D Mark II has relatively large pixels on the sensor and because Canon has done a fine job of implementing advanced internal noise-reduction processing, the 5D Mark II stands out as the top performer even at high-sensitivity settings, particularly at exposure times of 30 seconds or less.

In this smart mode borrowed from point-and-shoots, Auto ISO controls the sensitivity of your sensor depending on the Shooting mode you ‘re in. In Full or Creative Auto, P, Tv, or Av, the camera selects between a 100-3200 ISO range. Switch to M, B, or add a Speedlite, and Auto ISO locks in at 400. Auto ISO is shown as an A on the LCD panel when selected and is located at the bottom of the scale by rotating the Main dial counterclockwise after pressing the ISO selection button.

ISO range and Custom Function options

The 5D Mark II offers a wide ISO range, including Auto and settings from 100 to 6400 in 1/3-stop increments or 1/2-stop increments, set by using the options in C.Fn I-01. The ISO range can be expanded to include ISO 50 (shown as L), 12800 (shown as H1), and an incredible 25600 (shown as H2) by setting C.Fn I-03 to On. Be aware that ISO 50 reduces the dynamic range in the highlights by approximately 1 stop, which makes this sensitivity less useful in high contrast light. ISO 50 can be useful in a studio setting by providing flexibility in aperture choice.

With the 5D Mark II, Canon offers an option to reduce or eliminate noise in long exposures.

Using the long-exposure noise-reduction option, available by using C.Fn II-01, noise is totally or virtually eliminated by processing in-camera that ‘s very capable but takes almost as long as the exposure to complete.

Setting the ISO and extended range ISO

To change the ISO setting on the 5D Mark II, follow these steps:

1. Press the ISO selection button above the LCD panel. The current ISO setting appears on the LCD panel and in the viewfinder.

2. Turn the Quick Control dial clockwise to set a higher sensitivity or counterclockwise to set a lower sensitivity. The camera displays the ISO settings as you turn the dial. If you have ISO expansion turned on by using C.Fn II-01, then ISO 50 is shown as L, ISO 12800 is shown as H1, and 25600 is shown as H2. The ISO option you select remains in effect until you change it again.

To turn on ISO expansion, follow these steps:

1. Press the Menu button and then tilt the Multi-controller until the Custom Function (orange) menu appears.

2. Press the Set button. The Custom Function screen appears, and the Custom Function number control in the top-right corner of the screen is activated.

3. Turn the Quick Control dial to set the C.Fn I number to 03 and then press the Set button. The ISO expansion control is activated.

4. Turn the Quick Control dial clockwise to select option 1: On and then press the Set button. ISO expansion remains turned on until you change it.

Change Gold Jewelry to Cash


Money matters. Yeah it matters. Even a child asks you money or the dying man would care about the international markets change or his own wealth. Everything can be changed to money. Likewise, gold can be as well. And interesting point is that price of gold is up-high in record and people do want to take advantage of it by changing it in to a cash. So, how will you?

Organizing a gold party is an intriguing way. This is where everyone attended earns money. Here you can sell the unwanted gold items of yours to someone who would want to buy your style. This way you can get your money by selling it. That buyer also gets a profit as it is like an area delivery and somewhat convincing price.

You can always trade your gold jewelry in the gold party. You can propose a trade like that of barter system. Value each others gold and exchange. If value differs, add money and you can have your wanted gold items.

Or depending on your analysis, you can go to the jewelry store and sell it on right price.

Do whatever you want but be sure to hire a professional appraisal to evade any fake sales i.e. scams. it be better to apply caution than to regret at later part of the program. You can consult the appraisal office.

There are other ways as well like to turn it into other designs and if you like you can wear it or you can sell it in higher price just due to design. It is not a fraud if you are thinking so because design also matters in price.

Or there is the way of internet marketing. You can auction there and sell whenever there is mind stimulating price. It is your choice.

Well, gold has become one of the good commodity for most of the people to earn money. You can take part as well if you want to.


Astrology of Money


Money or lack of it can be the cause of tremendous tension and stress in life. Our lives can become overly occupied by the pursuit of money to help sustain us in our existence.

Astrology can inform you of different times when there will be better opportunities for you to make more money and when your financial struggles will be over. Additionally astrology can help you know when you need to pay extra attention to your finances, pull in the spending reins so you aren’t caught with a pile of bills and short on cash.

To find the symbol for money in your chart you need to know the planet that rules your second house. The generic planet of finances is Venus. Venus is usually thought of as the planet of Love but it is also that which we love and value. Sometimes in order for us to have or do the things we love and value it takes cash to make it happen. What you want to pay attention to is when certain planets are moving through your second house or connected to the planet that represents your money planet.

Jupiter is the planet of expansion, therefore when you have a Jupiter transit that connects with your money planet your money and your spending will expand. Feeling free to spend money and overconfident can be a negative consequence of Jupiter to the money house. As in a time when everyone feels quite prosperous and the money will always be there, why not take on more debt? There is money left on my equity line of credit and I feel positive about my financial welfare. However when Jupiter leaves if your overconfidence was seduced into buying without borders- ouch. However when Jupiter is crossing your Venus it can be a good time to ask for a raise, you just might get it or at least plant the seed. All things equal no negative repercussions will come from asking.

Saturn is the planet of restriction, when Saturn is dancing around the planet that rules your money house, or is traveling through your money house this is a time to be disciplined with your finances. Bring out the budget planning or be prepared to worry about the repercussions of failure or payment. A Saturn transit demands responsibility and the customer service rep in the accounts department will have no sympathy for your problems.

Uranus transits with your financial house and planets are very interesting. Under the Uranus influence you will see a change in money- but it can be change that brings in more money or a change that stops the flow of money all together. Uranus does not judge which it is, the Uranus transits shake up life without judgment. A motto for Uranus can be all change is good. Stagnation leads to death and disruption lets you know you are alive.

When Neptune is hanging around your money planet then the dreamer and schemer appears. Grandiose ideas of fortune and the dream of never having to think about money again seeps into your consciousness. Oh what if I can have the most romantic vacation ever? Who cares about how much it might cost, is what the Neptune transit whispers. Remodeling your home under this influence can be a lot of fun but will most certainly not stay in budget. Neptune dissolves the boundaries, therefore the line drawn in the sand about how much you are prepared to spend is washed away. Be on the lookout for ways that your money disappears when Neptune is in your wallet.

Pluto transits and money is a very interesting combination. Pluto, the demoted planet, has a lot of power and punch when in your orbit. Pluto can bring in a circumstance that the big bucks can be around the corner or it can deliver a sucker punch to your bank holdings and wipe out everything you have been saving. When Pluto is sneaking around your money planet you want to make sure that your money karma is squeaky clean. Pluto likes revenge, and if there has been some funny business in your past Pluto transits can drop a bomb on the abode of life and you will find yourself picking through the rubble searching for what can be salvaged and pondering how to start over.

As you have learned astrology has many useful tools for you to implement that will help you understand financial cycles in your personal life. However this knowledge cannot be put to use without first knowing the cycles that are happening. Defend yourself with astrological knowledge and stay attuned to the constant changing sky and learn to be your own life coach with astrology.